Your Life Sparkles

It's time! To do an annual review.

 

Take your bank statements, credit cards, what ever you are spending from and find out for sure.... What did you spend in 2019?

 

There are many ways to budget, track and do this.. but here is my simple system. Here is what I do:

 

I move all my banking items into one chart on excel. (I honestly just cut/copy from my online banking statements)

 

Then I put a number (a code I created) beside each item. This is the code I use:

 

1= grocery

 

2= car

 

3= house

 

4= entertainment

 

5= medical

 

6= savings

 

Then I sort (excel has features to allow this) and find out what I spent. Once I do this, I look to see where I am not aligned...where I am surprised. Then I do budget tweaking and set new goals for this year.

 

For me, my grocery budget will need to increase as it was higher than I anticipated. Cost of food? Overspending? Hosting too many dinner? Probably a little of each, but now I can make a plan to adjust for 2020.

 

It's YOUR money. YOU are the captain of the ship. Take charge and set yourself up for success