Your Life Sparkles

I print and use 'Charts of 100' as checklists for MANY things. Right now I have 2 on the wall for Finance Goals.

 

One is 'paying off my line of credit' and one is 'savings'. In the past I used them for Credit Card Debt (there was once A LOT).

 

I set a goal for each one and as I slowly climb these, I mark an X to show myself what I am doing.. and to encourage myself, to hold myself accountable, to share with my husband AND to just keep going.

 

I like the Chart of 100... for the savings, each number is $1000. My lifetime goal is to have $400,000 in savings/investing by the time I am 60.

 

IF you have not thought about a future goal and an AMOUNT.. do it.

 

AND it's crazy... I don't believe that is enough for Ben & I to retire then. We spend time looking at other streams on income and how we will continue to generate money in our lifetime. Big stuff! BUT I am 42 and need to think about it now. I WISH I started thinking about it at 22... but I cannot turn back the clock.

 

My current reality is that I am saving $400 a month.... that will give me $5000 per year. I am not saving enough to reach my goal and I will spend time over the next year asking myself 'What do I need to change? What do I need to do better? How can I reach this goal?' THAT is the work I am doing. AND just because I am not on track for my goal RIGHT now.... doesn't mean I quit. I do my best and keep going.